News · Practical guide

Time-of-use tariffs: calculate a shift before expecting a saving

A bill worksheet separates energy rates, fixed charges, demand charges and practical constraints.

Copy the current tariff first

EIA explains that electricity prices reflect multiple factors. A time-of-use tariff sets rates for specified periods, but the periods and other charges come from the actual supplier terms. Do not substitute another region’s peak window. Record the tariff edition, time zone, weekday rules, seasons and whether holidays use different periods.

Fields for a bill comparison

FieldRecord
EnergykWh in each period multiplied by that period’s rate
Fixed chargesDaily or monthly charges and relevant fees
DemandAny maximum-power charge and measurement interval
Other termsTaxes, credits, minimum charges or programme conditions
ConstraintsComfort, charging deadlines and equipment instructions

A fictional shift of ten kilowatt-hours

Moving 10 kWh from a fictional rate of 0.30 to 0.10 currency units per kWh reduces that energy component by 10 × (0.30 − 0.10) = 2 units. It does not establish the total bill saving if the new plan changes fixed charges or adds a demand charge. If the later operation consumes an extra 3 kWh at 0.10, that adds 0.30 units; state the extra use rather than assuming an identical load.

Apply the comparison to an actual interval record where one is available. A monthly total alone cannot show which hours can move. Avoid moving loads in a way that violates equipment instructions or creates an unsafe indoor condition.

Test the assumption against a full bill

Keep the old and new bill periods comparable and note changes in weather, occupancy or equipment. Separate the calculated rate effect from measured total consumption. Treat an unexplained discrepancy as a reason to check terms and readings, not proof that the supplier used the wrong rate. We have not inspected any reader’s bill or forecast a saving.

Sources and scope

Sources checked October 10, 2026. AI-assisted research and drafting. The examples, calculations and worksheets are Luminesca editorial work; they are not measured trials, first-hand reporting or an independent certification. Removed universal savings claims and assumptions that every tariff follows the same peak hours. Report a specific correction with its source.